1. $1,000 in a "starter" Emergency Fund ($500 if income is udner $20,000/yr)

2. Pay off al debt (except the house) utilizing the "Debt Snowball"

3. 3-6 months expenses in Emergency Fund savings

4. Invest 15% of household income into Roth IRAs and pre-tax retirement

5. College Funding

6. Pay off home early

7. Building wealth! (Mutual Funds/Real Estate)

The following are worsheets to help you acheive the above, One Step At A Time!

In following the steps above, one step at a time, starting with step 1 to step 7, in order, you will acheive financial peace.